When Wind or Hail Damage Means Full Siding Replacement: The Aluminum Siding Problem

When Wind or Hail Damage Means Full Siding Replacement: The Aluminum Siding Problem

Homeowners are often surprised to learn that what appears to be minor wind or hail damage to aluminum siding can result in a recommendation for full siding replacement. At first glance, this may seem excessive—but in many cases, it’s not only justified, it’s...
Hidden Storm Deductibles: The Insurance Trap That Could Cost Homeowners $20,000 or More

Hidden Storm Deductibles: The Insurance Trap That Could Cost Homeowners $20,000 or More

Many homeowners believe their insurance deductible is only a few thousand dollars—until a storm hits. Across the country, insurance companies are increasingly using percentage-based storm deductibles for wind, hail, and named storms. These deductibles can quietly...